What is a 4-point home inspection?
Unlike a complete home inspection, a 4-point home inspection is a bare minimum that any house should undergo. The inspection process boils down to checking the four essential sources of hazard in any home and provides information about the extent of damage and repairs to the home.
What is included in a 4-point inspection?
A 4-point home inspection is designed to cover the 4 major aspects of every home.
Each 4-point inspection consists of:
- Inspection of the roof
- Inspection of the HVAC (heating, ventilation and air conditioning) system
- Inspection of the electrical systems
- Inspection of the plumbing system.
Get #1 4-point inspection in San Diego and meet homeowners insurance requirements
Whether you want to raise the value of your property, seal the deal, get your home insured or secure the health and safety of your family, a 4-point inspection is the way to go! You can order it to check the condition of your property when applying for insurance and request a lower premium based on the findings. The Inspectors Company is on your side and will do their best to help you get a fair deal.
Our first-rate San Diego home inspectors will guide you through the process every step of the way and you’ll feel reassured knowing that your home is in competent hands of genuinely experienced and highly qualified professionals.
Our team won’t fail to deliver
Entrust your 4-point inspection to The Inspectors Company. We are here to provide you with expert opinion so that you know with certainty what is the course of action you should pursue. Our qualified experts will take all the necessary steps to cater to your needs and conduct a thorough and comprehensive inspection. This is what a 4-point inspection is all about: leaving nothing to chance and giving you the much-needed professional recommendations and reassurance regarding your home.
Who needs a 4-point inspection?
This type of inspection is usually requested by insurance companies that use it as a tool to determine risk. They use a 4-point inspection form to assess the condition of the property. However, this inspection is also frequently requested by buyers and sellers who want to be at peace, knowing that there are no risks involved and no potential hazards hanging over their heads.
Why do I need a 4-point inspection of my San Diego home?
A 4-point inspection is recommended for home buyers and sellers alike. If you are thinking of putting the house on the market, a thorough pre-listing inspection of your San Diego home is the way to go.
If, on the other hand, you’re thinking of buying a home, you want to make absolutely certain that the home is worth the heavy investment and that it is, in fact, your dream house. This is especially true if you’re a first-time buyer, which is why the majority of prospective buyers of San Diego homes schedule an inspection before taking any other definitive steps.
As a buyer you need to know the following:
- If your potential new home requires any repairs
- Whether you can get a price reduction and
- If you will be getting your money’s worth.
Last but not least, you’ll learn if there’s a major problem with the house that you want nothing to do with!
Can you get homeowners insurance without an inspection?
Undergoing a 4-point inspection is among the criteria the house is required to meet before the insurance policy is issued. This inspection is used to evaluate the state of your home by looking into the most problematic areas. Insurance companies require checking the four most important aspects of any home, as each can be a potential source of liability for the company.
However, even if you find a carrier that is willing to insure your San Diego property without a home hazard inspection, you should keep in mind that it is still in your best interest to have an inspection conducted.
Our qualified home inspectors are well-aware of all the potential risks which can easily get out of hand and will make sure that nothing is overlooked. So, instead of letting things spiral out of control, order a 4-point home inspection and get a peace of mind.
How do I prepare for a 4-point home inspection?
If you want your inspection to go smoothly, it’s good to prepare in advance and thus allow your inspector to perform the inspection unhindered.
- Leave the utilities connected. Make sure to leave your utilities on since the inspector will examine your plumbing, HVAC and electric.
- Organize your home. Don’t forget to declutter your home a bit before the inspector’s visit. You don’t want to make their job harder by forcing them to jump over your boxes and huge furniture pieces.
- Remove pets. If you have a pet, remember to find a place for your furry friend to stay while the inspection is being conducted. The inspector will need access to all your rooms, so you cannot simply close your pet in one of them.
Once you’re done with the preparations, you may sit back and relax. Rest assured that our reliable pros will inspect the four systems to see if they are in good working condition and uncover house issues that require your attention.
How long does a 4-point inspection take?
The great thing about a 4-point inspection is that it doesn’t take much time to be conducted. Of course, the bigger your home is, the more time it takes, but on average, it can be done in half an hour!
And, since you know that you will be leaving your home in safe hands, you can use this time to relax with your family, go shopping or take a walk to the beautiful Balboa Park. Our team values your time and will do their best to finish the job as fast as possible.
How much does a 4-point inspection cost?
In the city of San Diego, home inspections are in increasingly high demand. The cost of a 4-point inspection will depend on numerous factors, including the location and size of your property. Of course, when researching the best 4-point-inspection services near you, don’t just go with the cheapest option. Instead, take all the aspects into consideration and go with the service provider who won’t fail to deliver.
The Inspectors Company strives to offer competitive and transparent pricing. Our goal is to provide you with affordable services without compromising on their quality and efficiency. What’s more, if you are an active member of the military, we will be happy to surprise you with a 10% discount.
How long is a 4-point inspection good for?
There is no precisely determined lifespan of a 4-point inspection. However, every insurance carrier has its own policy. While the majority will reject any report that is older than one year, some carriers will accept the older ones as well.
It’s best to address this with your chosen carrier as soon as possible so that you have time to schedule an inspection if needed. The Inspectors Company is always ready to answer your call!
4-Point inspections versus full home inspections
The main difference between a 4-point and a full home inspection is that the latter one is much more thorough. So, if you’re buying a new home and you want to go into greater depth and examine certain areas that are not covered by a 4-point inspection, a full home inspection is your safest bet.
Our unparalleled team will examine every corner of the house, including:
- architectural features
- structural and system issues
- the drainage system
- site conditions
- water and mold damage
Your trusted service provider
We Are Certified San Diego Home Inspectors
All of our inspectors are certified members of the International Association of Certified Home Inspectors InterNACHI which is an international association of professional property inspectors.
Frequently Asked Questions
Performing an insurance inspection may be required in order to renew or obtain a homeowners’ insurance policy. These examinations tend to be less extensive than regular home inspections, and usually take place within a few weeks after the homeowner’s policy begins.
It depends. An insurance inspector in San Diego may only look at a property’s exterior, or they may visit the place in-person to evaluate the electrical, HVAC, and plumbing systems, as well as safety features like anti-theft devices, smoke alarms, and fire extinguishers. An insurance company typically wants them to inspect the roof, electrical system, Heating and Cooling systems, Plumbing, Water heater and all exterior walls of a home.
This is determined on a case-by-case basis. Sometimes, they can be relatively brief and include only an exterior assessment of a property. In other cases, if the insurer deems it necessary, they may request an in-person visit to a home and an interior examination, which can take some time to complete depending on the size of the property.
Insurance inspections are typically not as extensive as a general home inspection when the home was originally purchased. They generally take about 30 minutes to 1 hour and a half, depending on the size of the property.
No matter what kind of inspection you need, The Inspectors Company will go the extra mile to live up to your expectations and provide you with the requested services. A 4-point inspection is just the beginning. We offer a full range of residential and commercial property inspections, including thorough mold inspection services we deliver across San Diego.
All our inspectors are committed to delivering an outstanding quality of service, and they stand behind numerous successful mobile home inspections in the San Diego area. There’s more! In case you need a prime verbal home inspection performed, The Inspectors Company is your best choice. Give us a call today and let us know how we can help you!